Medical insurance for all employees


There is this thing called group insurance that would save the company of the expensive monthly premium for the insurance of their personnel. One insurance agent said that the more employees you insure, the more discount you get for the group insurance. Now I am wondering why some small companies do not have medical insurance for their workers if the cost is not that expensive. Is it negligence or simply trying to scrimp on the budget?


I think the medical insurance for employees is now imperative and being a standard in the business industry particularly in big companies. But I know that small companies are scrimping on that issue that they fail to provide medical insurance to their workers. When an accident happens that’s when the problem is discovered. Maybe the government should issue a law to force companies with the medical insurance especially for jobs that have risk for injuries like in factories and also those driving transport vehicles.